Online Payday Loans
A payday loan is a cash advance from the wages you're currently earning, but won't receive until your next pay date. Speedy Cash offers cash loans from the convenience and privacy of your home computer. Loan amounts are subject to creditworthiness assessment. Then sign online to get your funds sent directly to your bank account - no faxing required! On your pay date, Speedy Cash will debit your account for the amount borrowed plus our clearly stated charges.
When you take out a loan with Speedy Cash you commit to repay in accordance with the terms and conditions of the agreement. For a single period payday loan this means that you are committing to pay the amount you borrowed plus all charges on the date specified. If you are not able to repay in accordance with the agreement terms, a payday loan may be unsuitable for you and you may want to consider applying for our Flex Loan.
What Do I Need to Apply for a Payday Loan Online?
• Active Bank Account with Debit Card
• Income/Expenditure Information
• Working Telephone Number
Payday Loan representative example: Borrow £100 for 30 days.
The total charge for credit is £29.
Interest is fixed at a rate of £29 per £100 borrowed for the loan period.
Annual interest rate 304.2%. The total repayable is £129. Representative 2115.69% APR.
Why Choose Speedy Cash?
• Apply in Minutes - Even First Time!
• Direct Payday Loan Lender
• Friendly Customer Service
*To qualify, your bank must accept Faster Payments, and your Payday Loan application must be approved by 10 p.m. Loans completed after 10 p.m. will be funded on the following day.
Failure to make timely payments may result in default charges. If your account becomes severely delinquent, it may be outsourced to a 3rd party collection agency which could impact your credit score.