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United Kingdom Payday Loans
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Get Payday Loan CASH TODAY at a Speedy Cash® Store, now in the United Kingdom!
A Payday Loan is a short-term Cash Advance from your next pay date. Simply write
us a personal cheque (due on your next pay date) for the Payday Loan amount plus
finance charge. We hold this cheque for you, and you get a cash loan! Or provide
your Debit Card for easy automatic repayment. An Easy, Fast, & Friendly Speedy
Cash Payday Loan offers you a CHOICE other than a long-term traditional bank loan.
A Payday Loan is the quickest way to relieve the stress of tight finances or to
pay bills after a special event. If you haven't been to a Speedy Cash UK Payday
Loan Store, you're missing out on more convenient, flexible personal lending!
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Click on a location to zoom into a street view.
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Everyday People Prefer
Speedy Cash Payday Loans
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• Qualify for a CASH Advance Payday Loan up to £1000
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• Trust in Us! We're a Reputable DIRECT Payday Loan Lender
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• Stop in "After Banking Hours" - Open Weekends & Evenings!
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Online Loans Throughout the United Kingdom!
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What's Different About a Speedy Cash Payday Loan?
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Speedy Cash is ready to provide customers in the United Kingdom with a Better Way
to Borrow! As Speedy Cash USA, we have more than a decade of Cash Advance Payday
Loan experience. From that experience, we know we're successful because we VALUE
our customers. The more you learn About Speedy Cash
Payday Loans, the more you'll like us! We stand apart from other UK Payday Loan
Lenders with clean, well-run stores in safe & secure neighbourhoods. Because
we competitively price our Cash Advance & personal loan services, Speedy Cash
convenience doesn't come at a Payday Loan Rates
& Terms premium.
We want to help! If you have questions about UK
Payday Loans, Cheque Cashing,
Fax & Copy Service,
Cash for Gold, or Money Transfers
please see our online Frequently Asked Questions
or Contact Speedy Cash personally.
Want to join the Speedy Cash London Payday Loan Team? Apply now at
Speedy Cash Careers.
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Representative example: Borrow £100 for 30 days.
The total charge for credit is £25.
Interest is fixed at a rate of £25 per £100 borrowed for the loan period.
Annual interest rate 304.2%.
The total repayable is £125. Representative 1410.3% APR.
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Speedy Cash often gets questions about Annual Percentage Rate, or APR, when customers
see our Payday Loan APR posted. We expect APR questions, because an APR such as
1410.3% sounds steep. But APR isn't that simple! Once you understand APR and Payday
Loans better, we think you'll agree.
Officially, Annual Percentage Rate
is the cost of credit and other charges calculated at a yearly
rate. All UK Payday Loan Lenders are required by law to post representative APR
so customers can compare the cost of credit from one Lender to another. However,
trying to compare short-term Payday Loan rates using a yearly
APR calculation can be confusing. Unlike traditional bank loans (where APR use is
practical), Speedy Cash Payday Loans are not loans that accrue charges over a long
period of time, such as a year.
A Payday Loan is a short-term personal loan, intended to be repaid in full during
a single pay period. In fact, Speedy Cash bases your Payday Loan approval on your
ability to repay at your next pay date. Typically when you borrow £100 over a pay
period of up to 30 days, you'll have to repay £125 (the original £100 loan plus
£25 in loan fees) – that's a 25% monthly rate. For the speed, flexibility,
& convenience of a Speedy Cash Payday Loan, that's not such a high price to
pay!
At Speedy Cash, we state our Payday Loan rates clearly so they're easy to understand.
You'll always know your Payday Loan repayment amount before you sign, so you'll
never be surprised by a finance charge. It's one of the reasons Speedy Cash is different
(& we believe, better!) than other Payday Loan Lenders. Speedy Cash wants your
Speedy Cash Payday Loan to be a short-term financial SOLUTION for you & your
family.
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